During the pandemic, you are either driving less or not at all. However, you are hesitant about what to say to your insurance provider. In this case, you must know that you can always notify your insurer of your different driving routine to match it according to your driving time. If the time you allot for driving turns into normal, you can always call your provider to change it again.
Pause or Decrease Coverage
A lot of drivers use this method when they are having financial difficulties. However, some are being too careless about storing their vehicles, leading to unattended accidents and liabilities. When pausing or decreasing insurance coverage, ensure that your car is in a secured garage, and you have no plans of driving it.
Know About Extended Delivery Coverage
During the pandemic, food, water, medicine, and other necessities must be on-the-go all time. Thus, if your vehicle is to deliver such materials, you can seek for companies that offer additional driver insurance for delivery purposes.
Check Extended Grace Periods
Although the average insurance coverage offers a 7-day grace period, many companies are now extending it for up to 60 days. However, they will not allow you to cancel the policy because of a lack of payment. If you skipped a payment using the extended grace period, your fees would pile up, so pay for what you can as much as possible.
Minimizing outside trips will not only prevent coronavirus infection but can also make you save money, especially about auto insurance fees. Although this pandemic halted your work and time to earn money, know that there are tips on managing your finances without going out too much. Contact your insurer now and update your policy to alleviate your expenses.
At Meyerson-Roth Co Inc., we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (516) 432-5800. Get your free quote today by CLICKING HERE.