Running over potholes and rough roads will damage your tires. You can also suffer from misalignment, dented rims, and other worse conditions. You may get coverage; your insurance company may pay for the replacement or repair of your tires after damage.
But, you must have collision coverage as a part of your auto insurance policy. If you have an existing auto insurance policy, talk to your agent if this is part of your coverage.
Coverage for Slashed Tires or Stolen Tires
Auto insurance with comprehensive coverage will pay for non-crash conditions like theft and vandalism. If this is not part of your auto insurance policy, you will be forced to pay for your new tires.
Drivers and car owners who use luxury, high-performance tires should get comprehensive coverage in case of theft. Consult your auto insurance agent to determine if you have comprehensive auto insurance coverage or just standard insurance.
Wear and Tear Coverage?
Tire wear and tear is not covered by auto insurance, and thus, you can't expect your insurance company to replace your old, worn tires or pay for repairs. You may only be able to file a claim if your tire had premature damage due to poor road conditions on state-maintained highways, streets, and avenues. Take note that claims vary from state to state, so check your local insurance office to find out more.
Coverage for Flat Tires?
An auto insurance company won't pay for any expenses due to a flat tire. However, you may add roadside assistance coverage to your policy so you can get help in case of any tire-related problems while driving.
Conclusion
If you already have auto insurance, review your coverage and find out if you need an upgrade. Consider making regular coverage checks with your auto insurance agent to get the best policy that will take care of all your driving needs.
At Meyerson-Roth Co. Inc., we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at (516) 432-5800. You can also request a free quote by CLICKING HERE.